Home iPay: Mobile Money Processing

iPay: Mobile Money Processing



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Are you looking for a simple way to have your clients pay for your goods and services online without the hustle of credit cards?

Perhaps you just want to add alternative payment options to your website that make use of the mobile money wallets from Safaricom and Zain?

Intrepid Data Systems is proud to introduce to you our iPay online mobile money product.

iPay is an easy-to-use mobile money transaction processing system that incorporates the popular M-PESA and Zap modes of money transfer.

We have packaged these two popular money transfer systems into an online transaction processing system that will allow you to receive payments off your website and thus further extend the reach of your brand's products and services within the East African region and beyond.


What are the advantages of iPay for Merchants?

  • Receive mobile payments 24 hours a day (24/7) from all over Kenya*
  • Track payments easily using your existing shopping cart software and iPay software too
  • Manage orders and create printable receipts and orders for better record keeping
  • Easy account set up for merchants, religous and donor-funded organisations
  • No account set up needed for your customers. All they need is their mobile phone and that's pretty much it!


As a Merchant, what can I sell with iPay?
The possibilities are endless. You can sell the following:

  • Digital Goods (Music, E-books, Videos... just about anything that's downloadable)
  • Tangible goods (Books, Foodstuffs, etc)
  • Tickets, Passes and Vouchers
  • Domain Registration and Web Hosting
  • Subscriptions and Pay-per-view services... you name it
  • E-Learning and School Fees Payments***


What are the set up requirements for putting up iPay on my website?

  • An initial account set up cost of KSh 4,640/- only will be charged
  • An agreed to and signed contract. You can view the contract here
  • A valid and online website
  • Documentary proof of your business entity's legal existence


OK... I get it, then after this, do you charge me for anything else?

  • The only other charge is a 5% commission on all subsequent transactions through iPay on your website.
  • If you don't sell, then you don't pay... its that simple


How do I get paid?
There are multiple ways of receiving payment. In fact, you will have an online panel through which to monitor and then get your payment released to you:


I'm not a merchant, nor am I a donor-funded organisation. Whats in it for me as a user of the iPay utility?

  • You don't need to open any account with us!
  • You can use iPay directly from your mobile phone via Zap and M-Pesa.
  • You also have a 100% MONEY BACK GUARANTEE PROTECTION if your products are not delivered. We take you seriously.
  • Let us know which merchant websites we can approach to allow you to use this neat and seamless payment platform... We'll take it up from there.


How secure is it?

  • iPay has security built into it since it rides on the MPESA and ZAP payment systems to fully authenticate user transactions originating from your site.
  • iPay also uses end-to-end SSL + HTTPS encryption provided by COMODO CA, to authenticate transactions that emanate from the merchant web site
  • iPay is safe. We maintain a backed up record of all merchants' financial and contact information regarding all transactions on their websites.
  • Intrepid will provide a secure account for all merchants and organisations signed on to iPay.
  • There are no limits to the amounts of cash you can receive in a given trading period


I develop E-Commerce websites. How can I integrate iPay into the websites I develop for my clients?


What if, as a developer, I don't use this shopping cart?
Intrepid will be able to offer you access to our simple API that will allow you to:

  • integrate iPay into your clients' websites or systems
  • extend the capabilities of your custom payment systems... as easy as 1-2-3!
  • You can also ** Download our easy-to-integrate API right here ** Give it to your website developer and you are good to go!


Who's currently using iPay?


How can I contact you for a demo?
You can get in touch with us for a demo by clicking here.

Also, follow iPay on Facebook and Twitter

* where mobile network coverage is provided for by Safaricom and Zain and Yu

 

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